Alternative Liquidity for Your Securities or Crypto
Our alternative liquidity programs feature securities-based loans for shareholders of publicly traded companies or holders of qualified cryptocurrencies.
We move quickly for qualified borrowers at very favorable terms.
Our scale and the fact that we’re direct lenders give us unique capabilities in the alternative liquidity space.
We’ve helped all types of accredited investors tap into the value of their portfolios since our founding in 2008.
Reach Out to See How We Can Help
WHY CHOOSE AN ASSET-BACKED LOAN?
Non-recourse Loans
All of our loans are non-recourse which means your loan is secured only by your securities or cryptocurrencies.
There is no need for personal guarantees or credit checks, and we would use the securities or cryptocurrencies to cure any potential events of default.
Competitive Loan Terms
Anyone who qualifies for a loan can take advantage of our fixed 36-month loan terms. Our loan interest rates are very competitive compared to traditional margin loans or bank loans.
Your loan amount is determined by market conditions and asset type. We assess the Loan Portfolio value with you to ensure you are satisfied with the size of the loan we can give you.
Immediate Liquidity
The following are the key benefits of our loan program:
1) You transfer your securities or cryptocurrencies to our possession, and we give you the liquidity you need to cover personal expenses or for your next business venture.
2) You make fixed interest payments to us until the loan matures.
3) Upon maturity and repayment of the loan, we transfer ownership of your securities or cryptocurrencies back to you.
WHY US?
Since we are a direct lender and our loans are underwritten in-house, we can get to closing quickly and fund your loan within 3-6 business days.
How are we able to do that?
Our automated underwriting software touches on over 100 data points to assess risk and optimally size your loan amount.
Since our loans are underwritten in-house, we conduct all due diligence and processing internally to move loans quickly through the pipeline.
As a direct lender, we have the resources available to fund your loan immediately at 40-60% the value of your assets.
$50,000 - $5,000,000
Loan Amounts
52+
Exchanges Supported
FREQUENTLY ASKED QUESTIONS
HOW LONG DOES IT TAKE FOR FUNDING?
Funding typically takes about 1-2 days once the shares have been transferred to us at the transfer agent. We’ll send you a closing statement that contains the final terms for your loan. Once you sign the closing statement, we’ll set up a closing phone call, and then, we’ll wire you the funds.
HOW DO YOU DETERMINE MY ELIGIBLE LOAN AMOUNT?
The loan amount is determined by using a loan to value (LTV) ratio which means the loan amount would be equal to 40-60% of the value of the shares used to secure the loan. Current market conditions determine the final loan amount.
WHY DO I HAVE TO TRANSFER MY SECURITIES OR CRYPTOCURRENCIES TO YOU?
In order to secure a non-recourse loan, we need to have full title to the shares so we can manage our risk in an event of default and to ensure no credit check or personal guarantee is required from our borrowers.
HOW DO I KNOW I WILL GET MY ASSETS BACK?
We’ve been in business since 2008 and have seen many securities-backed lending companies like ours come and go. Our risk management procedures ensure we don’t enter into a loan where we would be unable to re-deliver the assets at loan maturity.
WHAT HAPPENS IF MY LOAN IS IN DEFAULT?
If an event of default occurs, you will be notified and will be given a reasonable period of time to cure the default in order to return the loan to good standing.
CAN YOU LEND AGAINST RESTRICTED STOCK?
Yes. We can lend against restricted and control person shares of exchange-listed (NASDAQ or NYSE) companies and high quality companies listed on OTC Markets.
CAN I PAY OFF MY LOAN EARLY? CAN I PREPAY THE INTEREST?
Most of our loans are for three years and can be prepaid at the two year anniversary. Interest cannot be prepaid.
WHAT MAKES US DIFFERENT
We've been in business since 2008
We conduct third-party reviews of our AML process annually
We're registered with the Federal Reserve as a non-bank lender
We're a direct lender which means we underwrite loans completely in-house
WE'RE CONFIDENT WE HAVE THE BEST TERMS, PERIOD
Our scale and the fact that we’re direct lenders give us unique capabilities in the alternative liquidity space.
What’s your immediate benefit by working with us?
Your loan is processed and funded quickly
You get an ideal interest rate locked in for the life of the loan
You get the maximum loan amount for your assets (40-60% Loan To Value)
You receive personalized service and communication throughout the entire underwriting process
ABOUT US
Since 2008, SLS Group has functioned primarily as a non-bank lender to accredited investors along with making direct investments to private and public companies.
Our premiere service is providing investors with securities-backed, non-recourse loans. Our borrowers often hold shares that are hard to deposit or are ineligible for a margin loan from their broker. We help solve their liquidity problems.
CONTACT US
Address:
6582 S Big Cottonwood Canyon Road, Suite 200
Salt Lake City, UT 84121 USA
Phone:
866-446-1009
Email:
SLS Group is not a registered securities broker-dealer or an investment adviser with the U.S. Securities and Exchange Commission (the “SEC”) or with any state securities regulatory authority. SLS Group, its managers or affiliates have not been registered and do not plan to be registered under the Investment Advisers Act of 1940 or any similar state or foreign securities laws. SLS Group is not registered under the Investment Company Act of 1940 or under any similar state or international securities laws.
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